Beware of easy money

The economy doesn't have to be in trouble for the prospect of easy money to be appealing. The long, sordid history of scams and cons is littered with promises of fast cash. It's tempting bait, but countless victims -- some greedy, some merely needy -- have seen what lurks behind the trap. The ailing economy only makes the temptations -- and the consequences -- worse.

This Tuscaloosa News op-ed by Alabama Appleseed legal director Shay Farley and ACPP policy analyst Stephen Stetson examines the pitfalls of refund anticipation loans (RALs).

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