Health security for Alabama's working families
Hundreds of thousands of uninsured Alabamians would qualify for Medicaid if Alabama expanded eligibility to adults with incomes up to 133 percent of the federal poverty level. (That's about $15,000 a year for individuals and $31,000 a year for a family of four.) Many hard-working Alabamians have no health coverage because they earn too much to qualify for Medicaid and too little to afford private health insurance. This fact sheet examines what's at stake for Alabama in deciding whether to expand Medicaid under the Affordable Care Act.
A brighter day for women's health
Alabama's women have enjoyed a whole year of new health protections, thanks to the Affordable Care Act (ACA). Guaranteed insurance benefits that went into effect last August for new and renewing health plans include an array of preventive services at no cost.
This fact sheet outlines the ACA's health benefits for women, as well as new protections coming in 2014.
Health security for working Alabamians
Hundreds of thousands of Alabamians are caught in the health coverage gap. Working low-wage jobs that often don't offer health insurance, they earn too much to qualify for Medicaid and too little to afford private insurance. The Affordable Care Act bridges this gap by helping states expand Medicaid to low-income adults.
This fact sheet examines what's at stake for Alabama in deciding whether to expand Medicaid.
Alabama's Medicaid reform should put patients first
ACPP appreciates the opportunity to represent consumer interests on the Alabama Medicaid Advisory Commission. Toward that end, we have assembled a coalition of advocacy organizations to provide consumer input on the reform process. The coalition has identified eight core principles of consumer-centered Medicaid reform.
What happens if I can't pay? A guide to hospital financial assistance
For thousands of low-income Alabama workers, delayed health care and rising medical debt have become hard facts of life in recent years. The Great Recession, with its record unemployment and attendant reduction in health coverage, has added thousands to the ranks of the uninsured and underinsured. Many Alabama hospitals have a long history of offering free or reduced-cost care, also called charity care, for patients who can't afford to pay their hospital bills. Such care is a critical part of the health care safety net, as well as a key component of a hospital's community benefits program.
View our slideshow on hospital financial assistance in Alabama.
Read our handout on new requirements for nonprofit hospitals in the Affordable Care Act.
Homegrown Solution: Alabama's Health Insurance Exchange
Alabama's readiness to implement the Affordable Care Act (ACA) remains uncertain as key deadlines in the federal health care reform law approach. Alabama is one of 26 states that have asked the U.S. Supreme Court to declare the ACA unconstitutional. But the state also applied for and received federal funding to plan for an Alabama Health Insurance Exchange. States that fail to create their own Exchange will default to a federal version.
This updated fact sheet examines the planning, structure and timeline for a state-based Exchange.
No-Frills Alabama Medicaid Brings Health Care, Jobs
Alabamians often are surprised to learn that Medicaid is a major engine for the state's economy. Medicaid creates thousands of jobs, supports rural hospitals and the state's only children's hospital, pays for medical equipment that all patients use, boosts tax revenue in local communities and enhances our quality of life. Medicaid touches the lives of average Alabamians who never need the agency's services themselves.
Alabama Medicaid is in the bull's-eye for cuts as the Legislature looks to balance the FY 2013 General Fund budget in the face of a revenue shortfall. This fact sheet examines what's at stake in the Medicaid budget challenge.
Health reform and Alabama seniors
The Affordable Care Act guarantees Alabama seniors free preventive care and other new health benefits. Read our fact sheet here.
Health reform and young Alabamians
The Affordable Care Act is helping thousands of young Alabamians get and keep affordable health coverage. Read our fact sheet here.
Hospitals must disclose financial assistance policies
Many, if not all, Alabama hospitals have traditionally offered financial planning and assistance to their patients. Admitting personnel usually notify "self-pay" patients (those whose payments will not be covered by insurance) and their families about this service upon admission to the hospital or during registration for emergency or outpatient services. However, if uninsured people need hospital admission or outpatient services and are unaware of this help, they may be reluctant to seek care, fearing their budgets cannot bear the hospital charges.
Now, with the passage of Act 2009-712, hospitals that offer financial assistance plans must disclose them publicly and in a specified manner. Read our handout to learn more.