How does the ACA mandate work?

The Affordable Care Act (ACA) requires almost everyone in the United States to have health insurance. Many people who have not begun to apply by March 31, 2014, will face a tax penalty, starting with 2014 income taxes they’ll pay in 2015. But some people will be exempt from the penalty, including people in poverty who do not qualify for Medicaid because their state has not expanded Medicaid eligibility.

This one-page overview looks at how the mandate works, who will owe the penalty, and who may be exempt from it. Check it out, then visit or call 800-318-2596 to learn more about your coverage options and requirements under the ACA.

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