Nearly 200,000 Alabamians signed up for 2016 health coverage on the Health Insurance Marketplace. It was a huge success for affordable coverage in our state, and we hope to see that number continue to grow!
Open enrollment for 2016 coverage ended Jan. 31, 2016. But between annual open enrollment periods, uninsured Alabamians may qualify for Special Enrollment Periods (SEPs) when they experience certain life-changing events, such as marriage, birth or adoption and loss of coverage through job loss, relocation or divorce. Visit healthcare.gov for more information about SEPs and coverage options on the Marketplace.
The resources below describe how the Marketplace works, other benefits of the Affordable Care Act, how Alabama is addressing health care reform and what lies ahead.
Healthcare.gov -- The Marketplace website is your one-stop hub for new coverage options and other benefits of the ACA.
Do you have health insurance? Get ready to enroll! -- This flier is an overview of how to enroll, how to get help and the information you'll need to start the enrollment process.
To find out what premium discounts you may qualify for on the Marketplace, use this handy subsidy calculator from the Kaiser Family Foundation.
This Marketplace flier from Arise helps you reach out to the uninsured.
This Marketplace bulletin insert is formatted for church bulletins.
Find your way around the Marketplace -- This brochure from AARP highlights the basics.
Health security for Alabama's working families -- This fact sheet makes the case for Medicaid expansion.
You got covered. Now what? -- This one-page overview looks at what people who have health coverage for the first time can expect from their insurance plan.
How the ACA helps America's families (Families USA)
How the ACA helps small businesses (Families USA and Small Business Majority)
ACA implementation timeline (Community Catalyst)
Tips for tax time and getting enrolled -- This one-page overview looks at the shared responsibility penalty, who may be exempt from it, and how people who owe a penalty for 2014 can avoid owing one again in 2015.
Medicaid RCOs: Better care, better health, lower costs -- This one-page overview looks at Alabama's promising new Medicaid regional care organization (RCO) reforms, designed to keep patients healthier while cutting health care costs.
Most Americans support health care reform if it makes quality health care more affordable and accessible. We invite you to join your voice with a new coalition of Alabama non-profit groups to ask our members of Congress to support a 3-part vision.
Many, if not all, Alabama hospitals have traditionally offered financial planning and assistance to their patients. Admitting personnel usually notify "self-pay" patients (those whose payments will not be covered by insurance) and their families about this service upon admission to the hospital or during registration for emergency or outpatient services. However, if uninsured people need hospital admission or outpatient services and are unaware of this help, they may be reluctant to seek care, fearing their budgets cannot bear the hospital charges.
Two bills this year would partially address this problem.
Current Alabama law extends "Good Samaritan" malpractice protections to practicing physicians but not to fully licensed physicians who have retired or are not currently practicing. This loophole is preventing many such physicians from volunteering their services at free clinics around the state.
This fact sheet outlines proposed legislation that would close the loophole.
Current Medicaid policies leave most low-income elderly Alabamians and low-income people with disabilities no choice in subsidized long-term care. The U.S. Supreme Court ruled in 1999 (Olmstead v. L.C.) that the Americans with Disabilities Act may require states to provide community-based alternatives to institutionalized care for people with disabilities. More recently, the federal government has encouraged states to reduce the "institutional bias" of Medicaid long-term care by allowing Medicaid dollars to "follow the person" into home- and community-based care settings. Home- and community-based carehelps keep families together and gives recipients more control over their daily lives -- from household routines to activities in the community, such as recreation, shopping, school or work.
This fact sheet outlines proposed 2007 legislation to reform Alabama Medicaid's long-term care policy.
Medicaid is a vital part of our state's health system and overall economy. For the current budget year, the projected Medicaid shortfall is $60 million in state money. The loss of $160 million more in federal matching funds brings the total 2004 funding gap to $220 million. Medicaid has been unable to pay providers on time since early December. To address this crisis, the administration proposes a combination of Medicaid cuts and revenue band-aids.
This fact sheet outlines the critical concerns facing the 2004 Alabama Medicaid budget.