A fresh start: Debtor protections in Alabama

When people fall into debt, it shouldn't ruin their lives. Nearly every state endorses this simple idea by placing some limits on how much creditors can collect from people struggling to pay what they owe. But in Alabama, weak and outdated limits make it much harder for many debtors to rebuild their lives after a judgment.

Alabama's exemptions from debt collection are far lower than those in many nearby states. This issue brief examines how an update to the state's exemptions could give people who are struggling with debt a better chance to keep working and continue meeting their family's basic needs.

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