ACPP news releases
New U.S. Census Bureau data show one in 10 Alabamians had no health insurance coverage in 2015, an improvement from the state’s 13.6 percent uninsured rate in 2013, the last year before the Affordable Care Act took full effect. ACPP executive director Kimble Forrister issued the following statement Tuesday, Sept. 13, 2016, in response:
“Today’s good news about health coverage in Alabama would be even better if the state had expanded Medicaid. More Alabamians have coverage today than in 2013, and the Affordable Care Act deserves much of the credit for those gains. Nearly 200,000 Alabamians have signed up for health insurance through the ACA marketplace. Many of them have coverage for the first time, and all of them now have the peace of mind that comes with knowing that a medical emergency won’t lead to financial ruin.
“But Alabama still has a long way to go to ensure that all of our neighbors have the coverage they need. Medicaid expansion would close the coverage gap for more than 300,000 uninsured working adults, college students and other folks in Alabama. That would mean a more productive workforce, thousands of new jobs and big state savings on mental health care and other services.
“We’re being left out. States like Kentucky and West Virginia that have expanded Medicaid have much lower uninsured rates than those that haven’t. They’re also enjoying the job creation and cost savings that come from injecting new federal money into their budgets and economies. It’s time for Alabama to expand Medicaid and reap those same benefits.”
Medicaid expansion, consumer-friendly lending reforms and creation of a state minimum wage are among the goals on Arise’s 2017 legislative agenda. Nearly 300 Arise members picked the group’s issue priorities at its annual meeting Saturday, Sept. 10, 2016, in Montgomery. The eight goals chosen were:
“We believe in a more just and inclusive society for all Alabamians, and these proposals are a roadmap to get us there,” ACPP executive director Kimble Forrister said. “We’re excited to renew our work for policy changes to help hard-working Alabamians build a better life for their children.”
Nearly 300,000 uninsured adult Alabamians – most of them working adults and college students – would benefit from Medicaid expansion. “Closing the Medicaid coverage gap would keep workers and students healthier and more productive,” Forrister said. “It also would create thousands of new jobs and allow Alabama to save state money on mental health care and other important services.”
Alabama allows payday and title loans to carry annual interest rates of 456 percent and 300 percent, respectively. The movement for consumer-friendly reform has broad support and keeps gaining momentum, Forrister said. The state Senate voted overwhelmingly this year to reduce interest rates on payday loans, and about two dozen cities have placed moratoriums on new high-cost lenders.
ACPP executive director Kimble Forrister issued the following statement Wednesday, Sept. 7, 2016, after the Alabama Legislature passed a bill to use BP settlement money to stop deep Medicaid cuts in Alabama:
“We’re relieved that the Legislature pulled Alabama back from the brink of devastating Medicaid cuts that would have hurt more than 1 million people – mostly children, seniors, and people with disabilities. And we’re pleased to see lawmakers take steps to help shore up Medicaid funding for the next two years. Still, the bottom line is that we got yet another temporary solution. Vulnerable Alabamians’ access to health care shouldn’t be left up to stopgaps or one-time money.
“Medicaid is essential to the hospitals and clinics on which we all rely. Putting our state’s health care infrastructure at risk is no way to build a stronger Alabama. Neither is lurching from one crisis to another because of a repeated failure to solve the General Fund’s long-term shortfall.
“Alabama needs sustainable new revenue for General Fund services, and Medicaid expansion should be part of the solution. Closing the coverage gap for working people and college students would keep folks healthier, create thousands of jobs, and save the state millions of dollars on mental health care and other services. Expanding Medicaid would be a victory for Alabama’s economy, budgets and families.”
Since 1988, Alabama Arise has worked to unite people from a range of backgrounds behind our shared goal: improving the lives of low-income Alabamians. On the question of a state lottery, Arise’s member organizations hold widely varying positions, some of them based on strong moral or religious beliefs. Because our bylaws prevent us from taking positions that deeply divide our membership or offend the deeply held beliefs of our members, Alabama Arise is neutral on the lottery.
ACPP policy analyst Stephen Stetson issued the following statement Thursday, June 2, 2016, after the Consumer Financial Protection Bureau (CFPB) announced new proposed federal rules on payday and title loans:
“Today’s CFPB announcement is an important step in the right direction for payday and title loan borrowers in Alabama, but it’s not enough. The new federal rules would strengthen consumer protections by requiring lenders to verify borrowers’ ability to repay for many loans. But the rules contain many exceptions, and they may not go into effect for quite some time.
“The new rules also would not change the extremely high annual interest rates that Alabama allows those loans to carry: up to 456 percent a year for payday loans, and up to 300 percent a year for title loans. Alabama needs to build on these rules at the state level by closing loopholes and encouraging more affordable short-term loans for borrowers.
“Far too many Alabamians are struggling under the crushing weight of high-interest debt, and they need a better way to climb out of it. Real reform of payday and title lending in Alabama would be good for consumers, good for the economy and good for our entire state.”